Happy Hot Tubs Finance Options

Loading...

HELPING YOU OWN A HOT TUB FROM HAPPY HOT TUBS

So, you’ve done your research and you’ve decided you want to own a hot tub!

Well, good news; because Happy Hot Tubs have been helping happy customers start their hot tub journey and we’ve matched our huge choice of hot tubs and swim spas with affordable options to help you spread the cost of owning your own. Simply put…

You deserve happy®

 
 
 

We can help you finance your hot tub or swim spa through Novuna Personal Finance. Formerly Hitachi Personal Finance, their finance solutions are designed around your needs.

And if you need peace of mind, Novuna Personal Finance have been named The UK’s Best Personal Loan Provider by YourMoney.com, for the last 8 years running.

 

 

HOW DO YOU WANT TO PAY FOR YOUR HOT TUB WITH NOVUNA PERSONAL FINANCE?

 
 

We know purchasing a hot tub or swim spa is no small investment and maybe you want avoid the initial outlay and spread the costs in more manageable payments.

Just choose one of the solutions from Happy Hot Tubs and Novuna Personal Finance.

Please note finance is not available on pre-owned hot tubs.

 

UP TO 2 YEARS INTEREST FREE CREDIT

0% REPRESENTATIVE APR

Available on Selected Ranges

Prefer to get the finance finished sooner? We offer a 2-year 0% finance package too! Just choose the model you want and ask how we can help. 40% deposit required.

Browse All Hot Tub Models

Browse All Swim Spa Models

REPRESENTATIVE EXAMPLE - Jetsetter LX

CASH PRICE £14,495
DEPOSIT £5,798
AMOUNT OF CREDIT £8,697
DURATION OF AGREEMENT 24 MONTHS
24 MONTHLY PAYMENTS OF £362.38
TOTAL AMOUNT PAYABLE £14,495
REPRESENTATIVE APR 0%

 

 
 
HotSpring Jetsetter LX

BUY NOW PAY LATER - OVER 74 Months

PAY NOTHING FOR 12 MONTHS

19.9% REPRESENTATIVE APR

AVAILABLE ON ALL HOT TUBS

Enjoy 12 months of Happy Hot Tubbing on us by deferring your payments and spreading your cost across 74 months. Only a £500 minimum deposit needed but maximum deposit of 40% allowed. If settled in full within the 12 months deferral period then there is no interest to pay, however a £29 administration fee will apply. This means that you would pay the amount of credit + the administration fee. If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full.

Browse All Hot Tub Models

Browse All Swim Spa Models

 

REPRESENTATIVE EXAMPLE - LIMELIGHT FLAIR

CASH PRICE £13,245
DEPOSIT £0
AMOUNT OF CREDIT £13,245
DURATION OF AGREEMENT 132 MONTHS
120 MONTHLY PAYMENTS OF £214.03
TOTAL AMOUNT PAYABLE £25,683.60
FIXED RATE OF INTEREST 12.9%
REPRESENTATIVE APR 12.9%
EARLY SETTLEMENT FEE £29

 

 
 
 
 
 
 

 

BUY NOW PAY LATER - OVER 5 YEARS

PAY NOTHING FOR 3 MONTHS

9.9% REPRESENTATIVE APR

AVAILABLE ON ALL HOT TUBS

Enjoy 3 months of Happy Hot Tubbing on us by deferring your payments and spreading your cost across 5 years. There is a minimum deposit of £500 and a maximum deposit of 40%. If settled in full within the 3-month deferral period then there is no interest to pay, however, a £29 administration fee will apply. This means that you would pay the amount of credit + the administration fee.
If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full.

Browse All Hot Tub Models

Browse All Swim Spa Models

 

REPRESENTATIVE EXAMPLE - HotSpot Relay

CASH PRICE £9,245
DEPOSIT £500
AMOUNT OF CREDIT £8,745
DURATION OF AGREEMENT 60 MONTHS
60 MONTHLY PAYMENTS OF £186.49
TOTAL AMOUNT PAYABLE £11,689.40
FIXED RATE OF INTEREST 9.9%
REPRESENTATIVE APR 9.9%
EARLY SETTLEMENT FEE £29

 

 
 
HotSpot Relay
 
 

 

 

 

FREQUENTLY ASKED QUESTIONS

How do I choose to Pay by Finance?

Just select the finance option on the checkout page or let the sales consultant know if you're buying in our showroom / store.

Who is eligible to apply for online finance?

To apply for online finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more.

Unfortunately, we are unable to offer online finance to residents of Eire. Homemakers aren't excluded from applying under their own names; however the employment details of your spouse / partner will be required in order to process your application.

When do my repayments start?

Your monthly repayments will begin one month after your purchase has been delivered.

Are there any arrangement fees or hidden extras for credit?

No. There are no arrangement fees or hidden extras.

Applying for online finance

Applying for online finance couldn't be easier or more convenient. When you buy online from Hot Tub Care Limited trading as Happy Hot Tubs you have the choice of applying for finance by adding your purchase to the shopping basket, selecting the finance option, and completing an online application form. Just follow the simple instructions, entering your personal details as required and we'll do the rest.

The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will then be advised of how to sign the finance agreement and you will also receive an email confirming these details.

Please read the agreement carefully checking that all the details are correct, then either electronically sign the agreement or print and sign the agreement in both boxes. Post the signed agreement to the address shown on the covering letter of the agreement.

Following receipt of your finance agreement and a few additional checks, your goods will be dispatched.

Once my application is approved, what happens next?

Within minutes of your application being approved, you will be presented with the options to either e-sign or print and return your finance agreement.

If you choose to e-sign your agreement, a PDF of your agreement will be displayed on screen. You should read the agreement carefully before clicking all the relevant sections agreeing to its terms.

Once you have agreed to the terms of the finance agreement Hot Tub Care Limited trading as Happy Hot Tubs will be notified and you need do nothing more.

If you choose to print and return your agreement you should print the agreement, read it carefully and then sign the document following the instructions on the covering letter. This signed document should then be posted to the address shown on the covering letter of the finance agreement.

Note that products will not be allocated to your order until your completed and signed agreement is returned and received by Novuna Personal Finance. Shipment of your goods will follow soon after your agreement has been returned and received.

Will you credit score me and if so, what does this mean?

Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies.

This information allows consistent decisions to be provided, ensuring all applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.

If you decline my application, what is the reason?

In addition to credit scoring, Novuna also takes into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though Novuna is unable to provide you with a main reason for the decline of your application, it is usually based on one, or a combination of the following:

Your credit score (please note that every finance company will score you differently)

Adverse credit reference agency information

You are considered to be overcommitted

You are aged under 18

Your existing account performance with other lenders

What type of information do credit reference agencies hold about me?

Some of the information is public information, for example electoral roll, County Court Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them for instance this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.

How do I obtain a copy of this information?

You should send a cheque for £2.00 made payable to the relevant credit reference agency, together with details of all addresses at which you have lived over the last 6 years:

Experian Limited, Customer Support Centre, PO Box 9000, Nottingham, NG80 7WF

Equifax Ltd., Customer Service Centre, PO Box 10036, Leicester, LE3 4FS

TransUnion International UK Limited, Consumer Services, PO Box 491, Leeds, LS3 1WZ

The above listed agencies will provide details of information relating to these addresses. If you believe that the information is incorrect, you can ask the agency to correct it.

If my application is not successful, can I re-apply?

Yes. We acknowledge that circumstances change and just because a previous application has been refused, it does not mean that a further request will automatically be turned down. We do suggest however, that you leave at least 6 months between applications.

Can I request delivery to an address other than my home?

In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant.

f you require any further information about finance please call 02380 812769

Credit subject to status and affordability. Terms & Conditions Apply. Hot Tub Limited trading as Happy Hot Tubs is a credit broker and is Authorised and Regulated by the Financial Conduct Authority.

Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk.